Home » Inland Marine Insurance in Fort Worth, TX

Inland Marine Insurance in Fort Worth, TX

Although your business may be fully dedicated to protecting its property and physical assets from losses and damages, there may be times when equipment, tools and goods are at risk while being transported or stored off-site. After all, you may lack full control over the security and safety measures of other locations, meaning your property may not have the same level of protection as it would under your own roof. With this in mind, inland marine coverage emerges as a critical loss control measure.

What Is Inland Marine Insurance?aerial view of blue and white boat on body of water during daytime

Inland marine coverage protects your organization’s finances and property from perils involving goods and assets being transported over land or stored off-site. Like many insurance products, these policies establish a contractual agreement between your business and the insurance company. As long as you maintain your coverage and pay your premiums, you may retain access to financial assistance to help you recoup losses.

What Does Inland Marine Insurance Cover?

Although exact coverage details may vary, these policies can often include financial protection from theft, fire, water damage and some weather-related perils. Generally, inland marine policies cover many types of property, such as the following:

  • Computers and computer systems
  • Construction and contracting tools
  • Medical and scientific equipment
  • Communication and networking devices
  • Party and special event equipment
  • Trade show exhibits
  • Fine art and collectibles
  • Sales samples
  • Cargo and items out for delivery
  • Trade show exhibits

How Much Does Inland Marine Insurance Cost?

Insurance companies must analyze your business’s risks and circumstances before quoting rates for adequate inland marine policies. In many cases, the following criteria may be considered:

  • Location
  • Industry
  • Value of property being insured
  • Transportation and storage details (e.g., how often and far is property being moved)
  • Business assets and revenue
  • Policy details (e.g., coverage limits and endorsements)

Get the Right Coverage

At Cornerstone Independent Insurance Agency LLC, we’re fully committed to helping businesses in the Fort Worth, TX, area secure an ideal inland marine policy. Contact us today to learn more.

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