Toy Vehicle Insurance in Fort Worth, TX
Owning recreational vehicles like ATVs, dirt bikes and personal watercraft comes with financial risks. Whether it’s an accident on the trail or damage while in storage, toy vehicle insurance is designed to help with the financial side of unexpected events. At Cornerstone Independent Insurance Agency LLC, we help Fort Worth, TX residents find appropriate insurance coverage.
What Is Toy Vehicle Insurance and What Does It Cover? 
Toy vehicle insurance refers to policies built for nontraditional recreational vehicles. These policies can help pay for repairs, liability claims and medical costs after covered accidents or damage.
A standard policy may include:
- Liability coverage, which may assist if your vehicle causes injury or property damage to someone else
- Collision coverage, which may help pay for repairs after an accident
- Comprehensive coverage, which may apply to theft, vandalism or weather-related damage
- Uninsured/underinsured motorist coverage, in case you’re involved in an accident with someone who is at fault and lacks enough insurance or who is uninsured
- Accessory or equipment coverage for custom parts, trailers or mounted gear
Coverage can be customized based on your vehicle type and how often you use it.
Who Needs Toy Vehicle Insurance?
Anyone who owns or regularly uses recreational vehicles may benefit from toy vehicle insurance. This includes owners of the following:
- All-terrain vehicles
- Utility task vehicles
- Dirt bikes or dune buggies
- Personal watercraft
- Snowmobiles or golf carts used off public roads
Even casual riders can face significant costs after an accident, especially if others are involved or equipment is damaged.
Coverage That Fits Your Ride
At Cornerstone Independent Insurance Agency LLC, we help riders in Fort Worth, TX understand their risks and explore toy vehicle insurance options. Contact us today to request a quote.