Life Insurance in Fort Worth, TX
Life insurance is an essential part of planning for your loved ones’ future, especially if others rely on your income. Individuals who need this type of coverage often include parents, married couples, business owners and anyone with shared debts or long-term financial commitments.
What Are the Types of Life Insurance? 
Life insurance falls into two main categories:
- Term life insurance can offer coverage for a set period, typically ranging from 10 to 30 years. It can provide affordable coverage and may be an ideal choice for those requiring financial security for key obligations, such as providing for children or paying off a mortgage.
- Permanent life insurance can provide lifelong coverage, as long as premiums are paid. This type of insurance can also build cash value over time and may represent a suitable choice for individuals seeking long-term financial security for themselves and their beneficiaries.
Choosing the right policy begins with identifying your financial objectives and determining the duration of coverage you require.
Why This Coverage Matters
The payout from a life insurance policy can financially help your loved ones with the following:
- Final expenses, which refer to funeral costs, burial and related services
- Everyday living expenses, such as groceries, utilities and other household costs
- Mortgage or rent payments to help your family keep their home
- Outstanding debts, including credit cards, car loans or personal loans
- Education costs, including tuition, as well as other expenses for children or dependents
- Unpaid medical expenses that are not covered by health insurance
Get Life Insurance Near You
Whether you’re just starting a family, planning for retirement or looking to supplement existing coverage, we can help you find the right life insurance policy. Contact Cornerstone Independent Insurance Agency LLC today to discuss your options with our experienced team.